Кошелёк: карты, кэшбэк, оплата

Digital wallet for smart shopping — manage loyalty cards, earn cashback, and pay contactless all in one app.

Кошелёк: карты, кэшбэк, оплата transforms how you shop by centralizing every discount, loyalty program, and payment method into a single mobile experience. Whether you're hunting for the best deals or simply want faster checkout, this app eliminates the friction of juggling multiple cards, apps, and payment systems.

Consolidate Your Cards Issue up to 50 digital loyalty and discount cards from your favorite retailers — Magnit, Lenta, Podruzhka, Kari, Ulybka Radugi, and many others — completely free. No paperwork, no waiting. Already have physical cards at home? Scan them into the app and keep them safe while accessing discounts instantly. Club cards work too, giving you one unified card wallet on your phone.

Shop Faster and Smarter Stop switching between apps or digging through your purse for membership cards. Every discount and bonus card lives in one place, always within reach. This means you'll never miss a sale or forget to apply an eligible discount at checkout — your savings are visible and ready to use every time you shop.

Pay Without Your Wallet Koshelek Pay brings contactless payments directly to your phone. Pay by scanning QR codes at checkout instead of carrying physical bank cards. For larger purchases, split payments across four installments using the "Installments" feature: pay 25% at the register, and the remaining three equal payments deduct automatically every two weeks — with zero commissions or hidden fees. No need to apply for new cards either.

Earn Cashback on Everything Capture cashback even on cash purchases. Upload digital receipts or photograph paper ones, and we'll credit rubles directly to your Koshelek account. Withdraw your earnings to any bank card whenever you want. It's real money back, not points or vouchers.

Why Choose This App In one unified experience, you gain faster checkouts, better deal awareness, secure contactless payments, and genuine cashback rewards. Кошелёк: карты, кэшбэк, оплата is designed for shoppers who value convenience, savings, and control.

Need support? Reach out to [email protected] — our team responds promptly to all inquiries.